Communities Insurance | Charity Insurance
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Charity Insurance

Specialist insurance services for charities, social enterprise, third sector and ethically minded organisations

Specialist Insurance for Charities and Charitable Trusts

We understand the insurance needs and requirements of charities and charitable trusts in the UK. Our specialist staff have experience of the sector, and will tailor the cover to your requirements. We don’t tag charity insurance to what we do – charity insurance is what we do.

You can buy ‘off the peg’ insurance from many sources, but it takes experience and judgement to advise on what covers you do and do not need. We are aware of the financial pressures on charities, but you can rely on Communities Insurance Brokers to get the best deal from our insurer partners.

There’s no such thing as a typical charity. Our charity insurance covers many different types of organisations, ranging from large national charities and family trusts, clubs and associations, advice and support centres, village halls and community centres through to schools, amateur sports clubs and charity shops.

Few charities have the financial strength to pay the costs, damages and any awards made against them in the event of a claim. Our specialist charity insurance provides cover against these scenarios, giving you the peace of mind that if something unexpected happens, your organisation is covered by an expert.

We offer a huge range of cover, including:

  • Public liability insurance
  • Employers liability
  • Professional indemnity
  • Management liability
  • Property insurance
  • Fleet insurance / motor insurance
  • Key man cover
  • Personal accident cover
  • Travel cover

Why go the specialist Broker route?

With a comprehensive panel of insurers to choose from, our experienced brokering staff use their in-depth knowledge of risks and the insurance market to find the most suitable insurance cover for our clients. We offer products from more than one insurer to ensure that you get the best deal.

At renewal we continue to price-check the premium and policy conditions to ensure the cover is correct, and that you are still getting best value for money. If you deal direct with an insurance company you will miss out on this important broker function.

If you’re seeking an experienced, caring insurance broker committed to providing solutions with honesty, insight and innovation then look no further.

Our Insurer Partners

We work with some of the UK’s leading insurance companies including Zurich, AXA, RSA, Markel and Allianz. In addition, we work with smaller specialist insurers and together they help us to provide a wide range of quality insurance products at competitive rates.

We understand your needs
Saving You Money
No Admin Fees
Bespoke quotations

The Process

We make the process of getting insured as simple as possible for our customers, avoiding unnecessary application forms as well as admin fees.

Call, email or send an enquiry via our online contact form with an overview of your organisation/business/group and your needs

We will help to identify the most appropriate cover for you, offering products from more than one insurer to ensure that you get the best deal. No complicated forms or admin fees.

Your quotation and summary of the cover included is sent over, with an expert broker on hand if you have any further questions

Once signed off, your cover begins, including any aftercare from Community Insurance brokers


Case Studies

We work with a wide range of customers - from local charities and social enterprises looking for an insurer who understands them, right through to corporate clients.


Our work as a social enterprise

Find out more about our commitment to providing affordable insurance to social housing tenants across the UK.


No admin fees or complicated forms

Our personal approach to insurance means there are no complicated forms to fill out or admin fees.


Saving You Money

No two organisations are the same, and your insurance requirements will differ depending on staffing, activities, property, exposure to the public and vehicles. We represent a range of specialist insurers and as your broker, our job is to identify the best cover at the best price.

What our clients say about us…